PHH Insurance Blog

Stafford Springs, CT

Archive for the category “Holiday”

Trick or Treat Safety Tips

 

Remember getting all dressed in your costume to go trick or treating? Pure spooky joy. To keep it fun, everyone needs to stay safe. Here are 13 helpful tips to make sure your kids have a healthy and happy Halloween.

 

 

  • Have adult supervision. Accompany your kids if you don’t think they’re old enough to trick-or-treat on their own.
  • There is safety in numbers. If they’re old enough to trick-or-treat without an adult, tell your kids to stay in a group.
  • Map out your plan. Designate a route before your kids begin trick-or-treating, and make sure they stick to it.
  • Take the long way ’round. Have your kids trick-or-treat in areas where there are a lot of people around. They should also avoid taking short-cuts through alleys and parking lots.
  • Try tick-or-treat-friendly homes. Ensure your kids only visit houses with lights on. And, you might also suggest the houses they visit have some sort of Halloween decoration on the porch.
  • Stay outside. Make sure your kids don’t go inside someone’s house. They can get their candy from the porch.
  • Remain visible. Dress your kids in a bright costume so others can see them. If their costume is dark, have your kids wear reflective strips or carry a glow stick or flashlight.
  • Remember, shorter = safer.Goes without saying but just in case you forget, ensure your kids’ costumes aren’t so long that they can trip over them.
  • Don’t cover the face. Instead of masks, have your kids wear make-up so they can see better.
  • Quality-check treats. Check your kids’ candy before they eat it. Throw out any candy that is not in its original wrapper or looks like it has been tampered with.
  • Say “no” to strangers.Tell your kids to never accept a ride or go anywhere with a stranger.
  • Obey the law. Encourage your kids to follow all the regular rules for walking around. That includes looking both ways before crossing, obeying all traffic laws and using cross walks and crossing lights where available.
  • Have a great time! Finally, make sure your kids have tons of fun and get lots and lots of candy.

Don’t forget to stop by Penny-Hanley & Howley for our costume contest and treats.

Happy Halloween

source information: http://holidays.kaboose.com/halloween/halloween-safety.html

What is the True Mean of Labor Day?

What is the meaning of Labor Day?

 We all tend to look at Labor Day as a celebration of a long weekend, cookouts, parades and the end of summer vacations.  Many consider this the official end of summer and the beginning of the fall season.

But there is a true meaning and background to Labor Day.

Here’s how the U.S. Labor Department describes the holiday: “It constitutes a yearly national tribute to the contributions workers have made to the strength, prosperity and well-being of our country.”

The Central Labor Union held the first Labor Day celebration in 1882 in New York City. The AFL-CIO, which represents about 12.2 million members, says that first holiday was marked by a march to demand an eight-hour workday and other labor law reforms. About 20,000 workers made their way up Broadway carrying signs that read “Labor Creates All Wealth” and “Eight Hours for Work, Eight Hours for Rest, Eight Hours for Recreation.” (The AFL-CIO site offers a chronological look at such events via a timeline.)

 Who was the Founder of Labor Day?

 Some records show that Peter J. McGuire, general secretary of the Brotherhood of Carpenters and Joiners and a cofounder of the American Federation of Labor, was first in suggesting a day to honor those “who from rude nature have delved and carved all the grandeur we behold.”

 But Peter McGuire’s place in Labor Day history has not gone unchallenged. Many believe that Matthew Maguire, a machinist, not Peter McGuire, founded the holiday. Recent research seems to support the contention that Matthew Maguire, later the secretary of Local 344 of the International Association of Machinists in Paterson, N.J., proposed the holiday in 1882 while serving as secretary of the Central Labor Union in New York. What is clear is that the Central Labor Union adopted a Labor Day proposal and appointed a committee to plan a demonstration and picnic. (http://erstarnews.com/2011/08/29/what-does-labor-day-mean-to-us/)

 So while we are enjoying our three day weekend, cookouts and last summer vacations stop and think about the true meaning of this holiday.  Labor Day directly affects each and every one of us.

Enjoy your weekend and take a minute on Labor Day to remember the true meaning of the day.

Indoor holiday decorating safety tips

Christmas is less than 3 weeks away and families are getting that tree and decorations ready. To make sure you and your family are safe this year, Consumer Product Safety Commission has put together some decorating safety tips.

Trees & Decorations

  • When purchasing an artificial tree, look for the label “Fire Resistant.” Although this label does not mean the tree won’t catch fire, it does indicate the tree will resist burning and should extinguish quickly.
  • When purchasing a live tree, check for freshness. A fresh tree is green, needles are hard to pull from branches and when bent between your fingers, needles do not break. The trunk butt of a fresh tree is sticky with resin, and when tapped on the ground, the tree should not lose many needles.
  • When setting up a tree at home, place it away from fireplaces and radiators. Because heated rooms dry live trees out rapidly, be sure to keep the stand filled with water.
  • Place the tree out of the way of traffic and do not block doorways.

Lights

  • Indoors or outside, use only lights that have been tested for safety by a recognized testing laboratory, which indicates conformance with safety standards. Use only lights that have fused plugs.
  • Check each set of lights, new or old, for broken or cracked sockets, frayed or bare wires, or loose connections, and throw out damaged sets. Always replace burned-out bulbs promptly with the same wattage bulbs.
  • Use no more than three standard-size sets of lights per single extension cord. Make sure the extension cord is rated for the intended use.
  • Never use electric lights on a metallic tree. The tree can become charged with electricity from faulty lights, and a person touching a branch could be electrocuted.
  • Before using lights outdoors, check labels to be sure they have been certified for outdoor use.
  • Fasten outdoor lights securely to trees, house walls, or other firm supports to protect the lights from wind damage. Use only insulated staples to hold strings in place, not nails or tacks. Or, run strings of lights through hooks (available at hardware stores).
  • Turn off all lights when you go to bed or leave the house. The lights could short out and start a fire.
  • For added electric shock protection, plug outdoor electric lights and decorations into circuits protected by ground fault circuit interrupters (GFCIs). Portable outdoor GFCIs can be purchased where electrical supplies are sold. GFCIs can be installed permanently to household circuits by a qualified electrician.

Decorations

  • Use only non-combustible or flame-resistant materials to trim a tree. Choose tinsel or artificial icicles of plastic or nonleaded metals. Leaded materials are hazardous if ingested by children.
  • Never use lighted candles on a tree or near other evergreens. Always use non-flammable holders, and place candles where they will not be knocked down.
  • In homes with small children, take special care to avoid sharp, weighted, or breakable decorations. Keep trimmings with small removable parts out of the reach of children who could swallow or inhale small pieces, and avoid trimmings that resemble candy or food that may tempt a child to eat them.
  • Wear gloves to avoid eye and skin irritation while decorating with spun glass “angel hair.” Follow container directions carefully to avoid lung irritation while decorating with artificial snow sprays.

Fireplaces

  • Use care with “fire salts,” which produce colored flames when thrown on wood fires. They contain heavy metals that can cause intense gastrointestinal irritation and vomiting if eaten. Keep them away from children.
  • Do not burn wrapping papers in the fireplace. A flash fire may result as wrappings ignite suddenly and burn intensely.

Be safe and HAPPY HOLIDAYS

-PHH Insurance

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