Category Archives: Umbrella

What is Umbrella Insurance?

Posted on August 25, 2012 by

Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the name insured in addition to his or her primary policies. It is distinguished from excess insurance in that excess coverage goes into effect only when all underlying policies are totally exhausted, … Continue reading →

Posted in Auto, Home, Umbrella | Tagged , , , , , , | 1 Comment

Commercial Umbrella Insurance

Posted on April 23, 2012 by

Just as personal umbrella policies are available to cover the catastrophic liability exposures of personal risks, high-limit Commercial Umbrella policies are designed to provide catastrophic liability coverage for business risks. Because the umbrella policy is not designed to handle usual … Continue reading →

Posted in Business, Umbrella | Tagged , , , | 3 Comments

CT Umbrella Insurance

Posted on April 9, 2012 by

Some insureds need more extensive liability coverage than can be provided by personal lines policies. This need can be met through an umbrella policy which has two important purposes. 1. Provide additional liability insurance over and above the basic coverage … Continue reading →

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