Are you over or under insured?

When it comes to insurance, people think the more coverage your policy has, the better off you are. While that may be the case with some insurance policies, other policies may not be worth your money.

People are feeling vulnerable during these tough times and may be quick to buy insurance without fully evaluating the benefits. When it comes to life insurance, most experts agree that it is a good idea to carry protection. There are certain policy types and riders that may not be worth your money though. If you are a parent, it is recommended that you increase your coverage since the likelihood of that being used is greater, plus if the main household’s income is lost, it would be far more financially devastating.

When it comes to all forms of insurance, be sure to shop around and fully evaluate your need for a certain type of policy. Some insurance types such as auto insurance and homeowners insurance are generally required, but this doesn’t mean you shouldn’t shop around. Getting the best deal on an insurance policy is possible with the right amount of research and effort.

To find out if your insurance policy meets your needs, please give us a call at 860 684 2721 or visit our website for more information.

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