We’ve all heard of those black boxes used on airplanes that record all of the airplane’s movements and are used by investigators after a crash to help determine the cause. Did you know that many cars are now equipped with similar technology that can be used by safety investigators and attorneys?
Event Data Recorders (EDR) are designed to gather information during an accident, much the same way black boxes help investigators piece together what went wrong during a crash. The EDR is usually placed under the driver’s seat and is wired to other car components such as the air bags. Many cars built in 2011 are equipped with these devices and your dealer is required to let you know that the recorder is installed in your car. All cars built after 2013 will be required to come with EDR’s . The devices will be standardized to record such information as:
- Change in forward crash speed
- Maximum change in forward crash speed
- Speed the vehicle was traveling
- How far the accelerator pedal was pressed
- Whether or not the brake was applied
- Whether or not the driver was using a safety belt
There is much more information available to investigators and for that matter, car manufacturers. Much of the information gathered will be used to further design safer vehicles. The EDR is in effect, an added witness to an accident. The information recorded can be used by law enforcement agencies when they are trying to determine fault during an accident investigation. CT car insurance companies can access the information from an on board EDR to determine insurance rates but they need the policy holder’s permission to do so.
What would an insurance company learn from the data that was accessed from an EDR, you may ask? Most experts believe that the information would simply verify the information submitted by the insured when filing an insurance claim after an accident. For more serious accidents, the information might be more useful, especially if court action results.
The technology surrounding the use of EDR’s is still new. Some insurance companies have begun to use similar devices, strictly on a volunteer basis, to help save their insured customers money. We at Penny Hanley & Howley Insurance Agency are getting in business with other insurance companies to promote the application iZup. It stops people from being distracted by their cellphones while driving. To learn more about this program, visit iZup website or give us a call at 860 684 2721 and we’ll tell you all about it.
Technology is rapidly evolving and we’re doing the best we can to keep up with it in the midst of these innovative trends.