Golf Cart use and laws in Connecticut

golf cart insurance

Recently we were asked what the current laws were in relation to Golf Cart use on the road in Connecticut.  So we did a little digging and found the information regarding this new change as of 2009.

The General Assembly in 2009, passed new legislation authorizing towns to allow golf carts on local streets, with certain restrictions.

Under the new legislation, local traffic authorities will enforce regulations for the golf carts on roads with a speed limit of 25 mph or lower.

In addition, the carts cannot be driven at night and operators must have a driver’s license.

According to officials, the penalty for violating these regulations is $35 under state law, but that could increase in the future.  Cart drivers must also obey the normal traffic regulations that apply to any motor vehicle.

Liability Insurance is needed for all golf carts that are ridden on the road and off your personal property.  In most cases your homeowners insurance will cover your golf cart if it is being used for maintenance of your property.

Here is the actual language of the legislation that was passed.

Sec. 27. (NEW) (Effective from passage) (a) The traffic authority of any

city, town or borough is authorized to permit the operation of golf

carts, during daylight hours only, on any street or highway within the

limits of, and under the jurisdiction of, such traffic authority, provided:

(1) Each such golf cart shall be equipped with an operable horn in

accordance with the requirements of subsection (e) of section 14-80 of

the general statutes; (2) each such golf cart shall be equipped with a

flag that is positioned to assist operators of motor vehicles in observing

the location and operation of such golf cart; (3) no such authorization

shall be granted for operation on any street or highway the posted

speed limit of which is more than twenty-five miles per hour; and (4)

the operator of any such golf cart shall carry a valid Connecticut motor

vehicle operator’s license while operating such golf cart. Any person

who operates a golf cart in violation of any provision of this

subsection, any insurance requirement established in accordance with

subsection (b) of this section, or any other conditions or limitations

established by the traffic authority for the operation of golf carts shall

have committed an infraction.

(b) The Commissioner of Motor Vehicles may establish, by

regulations adopted in accordance with the provisions of chapter 54 of

the general statutes, insurance requirements for the operation of golf

carts in accordance with subsection (a) of this section.

§ 27 — OPERATION OF GOLF CARTS ON LOCAL ROADS

The act authorizes any local traffic authority to permit the operation of golf carts, during daylight hours, on any road under its jurisdiction. A golf cart must be equipped with an operable horn meeting the requirements of state law and a flag positioned to assist other drivers to see it. The traffic authority must limit cart operation to roads with a posted speed limit of 25 miles per hour or less. The operator must carry a valid Connecticut driver’s license when operating a cart. Violations of these requirements are infractions.

The act authorizes the DMV commissioner to establish insurance requirements for golf carts by regulation.

EFFECTIVE DATE: Upon passage

So remember to contact Penny Hanley & Howley for all your off-road vehicle insurance needs.

Protecting YOU is our Job

2 thoughts on “Golf Cart use and laws in Connecticut

  1. Jeff

    At QGCC we are always surprised how quickly a normal golf cart cart be upgraded to a street legal cart. We stress safety all the time as these carts can get up to speed over 20mph.

    Reply

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