Is your snowmobile ready for the season?

snowmobile insuranceIt’s almost that time of year again.  Time to get the snowmobiles ready for the winter riding season. Before you head out for your first ride in the snow you should check out this pre-ride check list we found from



  • Throttle (it should freely return to the idle or closed position)
  • Snowmobile (it should be positioned in a clear space free of people or objects)
  • Fuel and Battery
  • Ski Assemblies and Rods
  • Variable Speed Drive Belt
  • General Mechanical Conditions
  • Handlebars (they should turn both ways)
  • Weather Forecast, your clothes and the wind chill factor (to ensure you’ll be warm enough)
  • Emergency Supplies, including:
    • Spare spark plugs
    • Knife/small ax
    • Spare drive/belt
    • Waterproof matches
    • Spare fuel
    • Spare clothing
    • Emergency rations
    • Flashlight
    • First aid kit
    • Tool kit
    • Flares
    • Extra ignition key

Before you start to drive, check the following:

  • Brakes (they should operate freely and smoothly)
  • head and taillights
  • emergency switch
  • idle (slowly run your machine for 30 seconds)

Next you need to consider your snowmobile insurance. In most places, you need some kind of sled insurance to ride legally. Regardless, sled insurance can be your safety net for loss, damage or injury. Most important, it can cover you in liability situations. Whether what happened is your fault or not, the financial fallout can serious and far-reaching. You’ve worked hard to get where you are. Sled insurance insulates you when things go wrong, protecting your family, assets and future. It assists in returning you to the position you were in prior to whatever happened.

When shopping for snowmobile insurance, the first question to be asked is: What coverages are available? Here are the main coverages available for snowmobiles.

Having your snowmobile ready for the snow doesn’t just mean the mechanics, having the proper snowmobile insurance is just as important.

Contact Penny Hanley & Howley Insurance for all your insurance needs.

Protecting YOU is our Job


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